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Personal Accident Insurance

Personal Accident Insurance

Overview

Personal Accident Insurance offers financial protection against death, disability (partial or total), and bodily injuries resulting from accidents. This policy provides a lump sum benefit to the policyholder or their family in the event of accidental injuries, loss of limbs, or death. It complements life and health insurance by covering scenarios that others may not.

Key Benefits
Accidental Death Coverage

Provides a lump sum benefit to your family in case of accidental death, ensuring financial support during a tragic time.

Permanent Disability Coverage

Offers a financial payout in case of permanent disability due to an accident, helping you manage medical and living expenses.

Temporary Disability Coverage

Covers loss of income if you are temporarily disabled due to an accident, helping you maintain your lifestyle during recovery.

Medical Expenses Coverage

Covers medical expenses incurred due to an accident, including hospitalization, surgery, and treatment costs.

Accidental Hospitalization Benefit

Pays for the costs of hospitalization directly related to an accident, including diagnostic tests, medications, and post-hospitalization expenses.

Worldwide Coverage

Provides global protection, ensuring you are covered wherever you go, whether traveling domestically or abroad.

Why Personal Accident Insurance?

Financial Protection in Case of Disability or Death: Accidents can occur at any time, and the consequences can be life-altering. Personal accident insurance offers a lump sum payout to the policyholder or their family to help cover lost income and expenses.|No Need for Medical Tests: Unlike health insurance, personal accident insurance generally does not require medical tests or extensive paperwork. It provides quick and straightforward coverage in case of an accident.|Support for Family in Case of Untimely Death: In the event of an accidental death, personal accident insurance provides a financial cushion to your family members, helping them cope with the loss and manage daily expenses.|24/7 Worldwide Coverage: Personal accident insurance typically offers worldwide coverage, ensuring that you are protected, whether at home or abroad.|Affordable Premiums: Compared to other types of insurance, personal accident insurance often comes at an affordable premium, making it an accessible option for individuals looking for extra protection.

Our Experts

Our commitment to quality, including the results of our internal, governance and the standards that expect all of our member firms to follow.

Our Leadership Team
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Amit Parekh

Post Office & Insurance Expert

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Kalpesh Rabari

Insurance Expert

What Our Customers Feel About Our Services!

When our customers succeed, so do we!!

“At 55, I wanted to secure my retirement but didn’t know where to start. Riddhi Investments offered me a clear and practical roadmap, including post office schemes and low-risk mutual funds. Their personalized approach helped me balance safety with growth. I now have a retirement portfolio that gives me confidence and peace. Their professionalism and dedication are rare in today’s fast-paced market.”

- Raj Verma

“We approached Riddhi Investments to help us plan for our daughter’s higher education. They crafted a comprehensive investment strategy using child insurance and SIPs that gave us peace of mind. We now feel financially prepared for any academic goal she sets. The team’s knowledge and attention to detail are unmatched. They’re not just financial advisors—they're our long-term partners.”

- Neha Kapoor

“As an NRI, it was tough to find a trustworthy investment partner in India. Riddhi Investments made the entire process seamless. They walked me through tax-saving schemes, insurance plans, and even fixed deposits with clarity and honesty. What I appreciated most was their responsiveness—whether over WhatsApp or email, they’re always available. Their integrity and personalized service have earned my complete trust.”

- Karan Mehta

“What sets Riddhi Investments apart is their honesty and professionalism. As someone who was skeptical about investments, I was pleasantly surprised by how clearly they explained every option. They helped me build a secure portfolio including SIPs, health insurance, and FDs, all tailored to my needs. There’s no sales pressure—only genuine advice. I now recommend them to all my family and friends.”

- Rina Patel

“I’ve been investing with Riddhi Investments for over 5 years, and I couldn’t be happier with their service. They take the time to understand my financial goals, risk appetite, and future plans before recommending any product. From mutual funds to life insurance, every investment has been explained transparently, and I’ve seen consistent returns. The team is proactive, well-informed, and genuinely committed to my financial growth. Highly recommended for anyone who wants stress-free financial planning.”

- Rahul Patel